Job Description

Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and loans (car, home and personal) and savings accounts and checking accounts* -- all for free. Credit Karma has grown significantly through the years: we now have more than 1,700 employees across our offices in Oakland, Charlotte, Culver City, San Diego, London and New York City.
*Banking services provided by MVB Bank, Inc., Member FDIC

Credit Karma is looking for a Regulatory Counsel to join our Legal team.  As Regulatory Counsel, you will play a pivotal role in our mission by enabling Credit Karma to drive new initiatives while navigating an evolving regulatory landscape.  This includes staying on top of developments, proactively assessing risk, and providing practical guidance to stakeholders.  You will report to Managing Regulatory Counsel and work closely with other members of the Legal and Compliance team and leaders across the organization to influence strategy, enhance compliance systems, and help the company scale.  You will bring a combination of consumer finance or insurance expertise, an ability to analyze and clearly communicate complex issues, and a passion for Credit Karma’s mission.  A self-directed and highly collaborative attorney who excels in a dynamic, innovative environment will thrive in this role.

What you'll do:

Assess the business impact of new and evolving regulatory and compliance requirements, both state and federal, and provide actionable, business-savvy guidance
Advise our business, legal, and compliance teams on insurance laws and regulations
Partner with our consumer finance licensing team to analyze license requirements, implement compliance initiatives, and respond to examinations
Respond to external inquiries, including third-party diligence, member or press questions, consumer litigation, and regulatory or law enforcement requests
Proactively raise and address risks related to strategic initiatives and partnerships
Design and manage cross-functional regulatory compliance efforts with a focus in the areas of consumer protection, consumer finance, and insurance
Educate stakeholders in a simple, easy to understand way about regulatory updates and issues and innovate on ways to foster a culture of compliance and learning
Make assertive recommendations on when and how to take smart risks to achieve the business’s goals
Manage a high volume of work while being able to maintain perspective and prioritize the work according to company goals

What we are looking for:

4+ years of experience in consumer finance or insurance law, with subject matter expertise in at least some of the following areas: insurance regulation, FCRA, ECOA, GLBA, EFTA, UDAAP, mortgage lending, personal lending, fintech banking, and state licensing
Experience advising fintechs/insuretechs or other financial services or insurance clients as an attorney on regulatory, compliance, or litigation matters (in house or at a law firm or consultancy)
Comfort with thinking creatively and making smart, assertive recommendations in areas of ambiguity
A demonstrated ability to thrive in a fast-paced, innovative environment, and to take general guidance and run with it
J.D. from an ABA-accredited law school with excellent academic credentials. Must be an active, licensed attorney in good standing of the bar in at least one state jurisdiction

What we would like to see:

Experience designing and implementing thoughtful, scalable processes
Experience drafting compliance policies and procedures
Ability to synthesize and report on qualitative and quantitative data clearly, succinctly and confidently in verbal and written communications
General litigation experience
Experience with data governance or AI / machine learning

Benefits at Credit Karma includes:

Medical and Dental Coverage
Retirement Plan
Commuter Benefits
Wellness perks
Paid Time Off (Vacation, Sick, Baby Bonding, Cultural Observance, & More)
Education Perks
Paid Gift Week in December