Job Description

Homepoint is one of the top mortgage lenders in the U.S. – already the third-largest wholesale lender and a Top-10 lender overall. Founded in 2015, we are headquartered in Ann Arbor, MI and offer positions throughout the nation – many of which are remote. Our team has grown to include thousands of associates across the United States and we service more than 400,000 customers nationwide.

If you thrive in a fast-paced environment and are looking for an opportunity to grow and develop your career, then we have the perfect opportunity for you!

Essential Duties and Responsibilities:

The Capital Markets Distribution Trader/Analyst will be responsible for managing the Conventional and Government loan positions as well as identifying and developing opportunities for better loan execution strategies into the Secondary Market to maximize loan level Gain on Sale (GOS).  The Capital Markets Distribution Trader/Analyst will also be responsible for developing and managing external relationships with Broker/Dealers as necessary to maximize the effectiveness of our execution and interaction with all approved counterparties.

Maintain Best Execution models for multiple investors (FNMA, FHLMC, private) and delivery types (TBA securities vs. Cash, Servicing Retained vs Servicing Released) both within our Mortgage Pipeline Risk Management system and externally as necessary
Utilize Best Execution to execute Pooling Optimization tasks within our Mortgage Pipeline Risk Management system to create FNMA/FHLMC/GNMA pools multiple cycles per month
Present BWIC lists for certified loan pools to our approved Broker Dealer counterparties through email or other trading platform for trade execution to the highest bidder – executing AOTs as necessary to maximize revenue on each transaction
Research and develop specified pooling / commitment opportunities that will garner increased GOS loan execution in the Secondary Market. 
Assist in managing the vendor relationship with current and prospective Broker/Dealer  trading desks and monitors current credit line profile with each.
Desire to take personal responsibility to complete tasks and solve problems. 
Ability to perform tasks and complete projects with minimal supervision
Perform related duties as assigned by manager.
Maintain compliance with all company policies and procedures.

Education and/or Work Experience Requirements:

5-8 years' Capital Markets/Secondary Marketing experience and a degree in Finance,  Mathematic Analysis or related field; MBA is a plus. 
Expertise in analytics, such as predictive modeling, regression analysis, segmentation, forecasting, demand planning, or promotion response analytics. 
Expertise in MS Excel and ability to utilize Microsoft SQL Server Management Studio for data extracts is required. 
Expertise in utilizing Mortgage Pipeline Risk Management systems (i.e. Compass Analytics, QRM, MIAC, etc.) is required.
Mortgage industry and/or Financial Services experience is a plus. 
Ability to drive strategy and serve as a thought leader in the Capital Markets organization, assisting in developing new analytics products and promoting growth of the overall department. 
Solid written and verbal communication skills. 
Ability to multitask and effectively manage time. 
Desire to take personal responsibility to complete tasks and solve problems. 
Ability to perform tasks and complete projects with minimal supervision. 
Desire to have a basic understanding of the mortgage process/industry

Physical Requirements:

Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and othe federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state, and local standards.
Must be able to communicate effectively with others.
Must be able to talk, listen and speak clearly on telephone
Able to sit for prolonged periods. 

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