Underwriting Futures Program
Posted on: 30 Dec 2021
Ann Arbor, MI
Job Description
Essential Duties and Responsibilities:
The Futures Program at Homepoint provides an exceptional training and development experience designed to set program graduates up for successful careers in mortgage at Homepoint.
Focused on providing career development opportunities for highly motivated, career-focused individuals who thrive in a fast paced environment, the Futures Program is considering applicants for the following position:
Underwriter Support Specialist I: Works closely with Mortgage Loan Originators, Senior Underwriters, and Closers to underwrite conventional mortgage loans - including a detailed review of the residential mortgage loan application and documentation as submitted to ensure loans meet underwriting guidelines. The detailed review will entail analyzing documentation such as credit reports, income and asset documentation, collateral, fraud prevention tools and other applicable documentation as required to render a loan decision ensuring completeness, accuracy, and compliance.
Review and analyze loan transaction; title and credit reports, income/asset documentation and collateral when submitted as conditions requested by underwriter
Analyze documentation received from Loan Originator for acceptability and submit changes through Homepoint system as needed
Clear conditions within designated authority level as outlined in credit and risk policy and procedures
Effectively communicate all conditions and requirements to Loan Originator in a timely manner
Work closely with the underwriting staff to provide the best service possible to our Originators
Manage the Clear to Close process between the Originator, UW CTC, and the Closing department
Conduct business with integrity and in a highly ethical manner
Perform related duties as assigned by manager.
Maintain compliance with all company policies and procedures.
Education and/or Work Experience Requirements:
High school diploma required; college degree preferred
Experience in customer service in a high-volume setting
Prior business-related work experience
Proficient with MS Office
Ability to learn new technology systems quickly
Excellent communication skills. (Verbal and written)
Detail Oriented/Organized individual will thrive in this position
Physical Requirements:
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA and other federal, state and local standards, including meeting qualitative and/or quantitative productivity standards.
Ability to maintain regular, punctual attendance consistent with the ADA, FMLA and other federal, state, and local standards.
Must be able to communicate effectively with others.
Home Point Financial
Ann Arbor, MI
Homepoint is a national multi-channel mortgage originator and servicer. The company brings an innovative approach to lending, focusing on speed, quality and consistency for customers and partners. Uniquely, Homepoint retains over 95% of originated loans for in-house servicing, a cornerstone to its Customer for Life approach. The company was founded in 2015 and headquartered in Ann Arbor, Michigan. For more Information visit homepoint.com
We’re on a mission to create financially healthy, happy homeowners. While the business of mortgages involves rates, products, dollars, and data, it's really about people. Behind every mortgage is a person, a family, a dream.
We’re here to support people at each stage of the homeownership journey—from the borrowers who represent our customer base, to the mortgage brokers and correspondent partners who count on us to help grow their businesses, to our associates who care for our all of our customers, and each other.
We believe that homeownership enriches lives and strengthens communities. Approached correctly, owning a home is about much more than just a roof over your head—it’s a crucial point in the path towards broader financial well-being.
Our growth has been fast, but also thoughtful. We continuously invest in our partners, our technology and our people to create an exceptional homebuying and homeownership experience. We pride ourselves on driving success for our customers, our partners and our associates across all economic cycles.
In just five years, we have grown to become the third-largest wholesale lender and 10th-largest non-bank lender in the country. We have over 300,000 customers and a nationwide network in excess of 5,500 partners.
We are part of—not apart from—the communities we serve and the world we share. Underscoring this point, we founded the Homepoint Foundation in 2020 to empower individuals to achieve their dreams through investment, education and support.
We’re focused on helping to build a mortgage industry that is more inclusive and diverse, more prosperous, and full of opportunity for aspiring professionals who want to thrive in a meaningful career.
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IndustryReal Estate Services
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No. of Employees2,500 +
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Jobs Posted76
